Future Business Marketing’s Privacy Policy

What is the Purpose of this Privacy Policy?

FBM created this Privacy Policy to demonstrate our firm commitment to the privacy of our clients, white label loyalty software resellers and affiliates. This Privacy Policy sets forth our practices regarding the gathering and dissemination of Information (as defined below).

How does FBM define “Information” under this Policy?

In this Privacy Policy, “Information” means the following:

Information collected from Licensee through access to or use of FBM’s websites; and
if Licensee is a Current Customer, a Licensee White Label Loyalty Software Reseller or Affiliate of FBM,

Licensees Data, if and as such term is defined in Licensees White Label Loyalty Software Reseller Agreement, Affiliate Agreement or other agreement with FBM (the “Agreement”);

if Licensees Agreement does not define the term “Data”, any information collected through Licensees and Licensees users’ access to or use of our platform or services (the “Services”), including as the term “Services” is defined in the Agreement.

If Licensee have an Agreement with FBM, (i) any conflict or inconsistency between this Privacy Policy and FBM’s confidentiality obligations to Licensee under the Agreement shall be resolved in favor of the Agreement and (ii) any reference to “Licensee” in this Privacy Policy shall also refer to any individual or entity using Services under Licensees account with FBM.

By visiting our websites or using our Services, Licensee accepts and consents to the practices set forth in this Privacy Policy on behalf of Licensee and Licensees users.

What is the Scope of this Policy?

This Privacy Policy only covers Information collected by FBM. FBM’s websites may, from time to time, contain links to third party websites. If Licensee follows a link to any of these websites, please note that these websites have their own privacy policies and that FBM does not accept any responsibility or liability for these policies. Please check these policies before Licensee submit any data to these websites.

What are FBM’s Guidelines Regarding Children?

FBM requires that all account holders be 18 years of age or older. In addition, our websites and Services are not designed for or directed to children under the age of 13, and FBM will not knowingly collect or maintain Information about any person under the age of 13. If Licensee believes FBM has collected any Information from or about any person under 13, please contact us at www.futurebusinessmarketing.com/contact-us/.

What about My Use of FBM Forums?

FBM may make chat rooms, forums, message boards, news groups and similar media, including social media, available to Licensee. Please remember that any Information that is disclosed in these areas may become public and Licensee should exercise caution when deciding to disclose any Information in any of these areas.

What Kind of Information Does FBM Collect?

FBM may collect the following Information:

personal and non-personal information that Licensee voluntarily provides when using our
websites or Services, including contact information (e.g., email address, name, telephone

number, home or work address, and ZIP code) and billing information (e.g., credit card number, bank account number and billing address);

standard information sent by Licensees browser during visits to our websites or Licensees use of our Services without identifying Licensee as an individual, including IP address, Licensees computer’s operating system, language preference and browser type; and

information about general usage of our website collected by using a cookie file which is typically stored on the hard drive of Licensees computer. Please see the “How Does FBM Use Cookies” section below for a further explanation.

How Does FBM Use Cookies?

When Licensee accesses our websites or our Services, we may send one or more cookies to Licensees computer. By sending Licensee cookies with values that are unique, we may be able to uniquely identify Licensees web browser or device when Licensee accesses our websites or our Services. We may use both “session” and “persistent” cookies to collect, store, and sometimes track various types of information. A session cookie is one that is intended to disappear after Licensee close Licensees browser. A persistent cookie remains after Licensee close Licensees browser (and may be used by Licensees browser to identify itself when Licensee later return to our websites or Services). Persistent cookies generally can be removed. We use cookies to retain Licensees session states and to offer Licensee a personalized experience on our websites and Services. Licensee can review the “Help” file in Licensees browsers or mobile devices to learn the proper way to modify Licensees cookie settings. Please be aware, however, that the use of cookies is necessary for the use of the administrative control panels and certain other aspects of our websites and Services.

Interest-Based Advertising

When Licensee visit one of our websites, advertising companies such as Google may place a cookie on Licensees computer and may collect certain information about Licensees use of our websites. These companies may use this information, as well as information they collect from Licensees use of other websites, to display advertisements on the Internet about products and services they believe Licensee may be interested in. Licensee can learn more about this practice, and can learn about Licensees choices with respect to the use of this information about Licensee for customizing advertisements, at www.aboutads.info/choices.

How Does FBM Use, Store and Retain Information?

FBM may use, store and retain Information in the following ways:

to provide Licensee with information regarding the status of Licensees account, and to bill Licensee for our Services;

to provide Licensee with information and Services that Licensee request from FBM and to carry out FBM’s obligations arising from any agreement entered into between Licensee and FBM, including the Agreement;

to administer, test, analyses and improve FBM’s Services and to facilitate marketing, including providing Licensee with information about available Services and related products and services

to gather broad demographic and statistical information, and other non-personally identifiable information, which FBM may use for purposes such as understanding broad demographic trends and statistical information;

to notify Licensee about changes to the Services, welcome letters, billing reminders, technical

notifications, security announcements; and

for other purposes to which Licensee may provide Licensees consent.

If Licensee are an existing customer, unless Licensee ask FBM to provide Licensee with additional marketing information we will only contact Licensee by electronic means (e-mail or by posting to Licensees account with FBM). FBM will not review, share, distribute, print, or reference any of Licensees Information except as permitted in this Policy or required by law.

We are committed to keeping Information no longer than necessary to achieve the purpose for which it was collected. However, some Information, including account and log information, may be retained indefinitely. Such Information shall continue to be subject to FBM’s Privacy Policy after any termination of Licensees account with FBM.

How Does FBM Access, Release and Disseminate Information?

Except as described in this statement, we will not disclose Licensees personal information outside of FBM without Licensees prior consent.

FBM will release Licensees Information as is reasonably necessary for the provision of Services.

This includes, but is not limited to:

provision of billing information to organizations such as VeriSign, PaymenTech, Signio CyberCash and similar organizations; provision of aggregated or otherwise non-personal Information to third parties, such as our provision of non-personal usage information to our service and license providers for the purpose of licensing compliance, licensing usage calculation, billing and support purposes;

provision of Data to vendors and contractors providing services in support of FBM’s provision of Services to Licensee. FBM will only release data that is needed to deliver the service for which the third party vendor has been contracted. These vendors are required to maintain strict security and confidentiality of the information and are prohibited from using it for any other purposes other than in accordance with FBM’s instructions and policies.

In addition, FBM may access and release Licensees Information without notice or consent under the following circumstances:

In response to subpoenas, warrants, government inquiries, court orders, or legal process, or to establish or exercise our rights to defend against legal claims, as determined by FBM in each case;

If we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, safety of person or property, violation of our policies, or as otherwise required by law (this includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction); and

If FBM, any of its websites or Services or a related asset or line of business is acquired by, transferred to, or merged with another company.

Is My Information Secure?

FBM takes reasonable steps in an effort to ensure that Licensees Information is treated securely and in accordance with this Privacy Policy and requires its suppliers to do the same. FBM has security measures in place to help protect against the loss, misuse, or alteration of the Information under FBM’s control. Licensees contact and financial information is submitted via a secure (HTTPS) connection and stored in the FBM database protected by a firewall. Any payment transactions will be encrypted using SSL technology.

Although FBM uses reasonable efforts to protect Licensees Information, transmission via the Internet is not completely secure. Therefore FBM cannot guarantee the security of Licensees Information transmitted using our websites or Services and any transmission is at Licensees own risk.

How Do I Terminate or Opt-Out?

Please note that Licensee cannot unsubscribe from certain correspondence from us regarding our provision of Services to Licensee, including messages relating to Licensees account. In addition, certain Information may be required in order to use our websites or Services; as such, the only practicable method to opt out of providing Information in connection with the use of those websites or Services would be to refrain from subscribing to or using those websites or Services.

If Licensee have any questions about this Privacy Policy, the privacy practices of our websites or Services, or Licensees dealings with our websites or Services, please feel free to contact us. Licensee may also revise Licensees contact and financial information or terminate Licensees account through the administrative control panel for Licensees Account.

How is this Privacy Policy Updated?
FBM reserves the right to change this Privacy Policy at any time. Any changes to the Privacy Policy will be posted to at least one of our websites, including at www.futurebusinessmarketing.com/legal/privacy-policy/